Terms & Conditions Cosmed Academy Limited Booking Terms & Conditions (March 2024)
Please read the following important terms and conditions (‘T&Cs’) before you purchase any courses from Cosmed Academy as these are the terms and conditions under which Cosmed Academy will supply you with our services and/or goods. In this contract: “We”, “us” or “our” means Cosmed Academy Limited (referred to on our website and in our materials as Cosmed Academy, Anna Gunning RN and/or the Company); “You”’ or ‘”your” or “delegate” or “students” means the person buying training courses or other services from us; the “Services” referred to in this contract are the Cosmed Academy training courses / Masterclasses or other training events that you purchase from us.
The training courses offered include, Foundation and Advanced Botulinum toxin and Dermal filler courses, Aesthetic regenerative training courses, Advanced Skin courses, Group courses and may be supplied either via e-learning or in person on practical training days; and the “Goods” means training material including manuals, booklets, consumables, guides and anything else advertised by us. If you require clarification on any part of this document and want to discuss it, please contact us by email at info@cosmed.ie, we strive to reply within 24 hours within Monday to Friday.
Cosmed Academy Limited is a registered Irish company, located at Carmichael House, 60 Baggot Street Lower, Dublin 2
You can contact Cosmed Academy by phone on (Irl) 01 5547878 by email at info@cosmed.ie or by mail at Carmichael House, 60 Baggot Street Lower, Dublin 2 D02 KP79
Terms and Conditions
1.1 If you buy Services from us you agree to be legally bound by the following –
(a) these terms and conditions
(b) extra terms which may add to, or replace some of this contract. This may happen for legal or other purposes. We will inform you and let you know if we intend to make any amendments by giving you one month’s notice. You can choose to end this contract at any time by giving one month’s notice if we tell you extra terms will apply; and
(c) specific terms which apply to certain Services of which are set out below or which may be provided when you register for those Services. All of the above form part of this contract and will be referred to in this agreement as the Contract.
2.When booking your training course or training event please check the eligibility criteria. Please refer to the relevant website pages and clause 4 (“Your obligations”) below for details of these. We reserve the right to decline admission to any of our courses if you do not meet the relevant eligibility criteria or for any other reason. Below, we explain how a legally binding contract between you and us is made.
2.1 Any quotation provided by us before you purchase any Services is not a binding offer by us to supply such Services.
2.2 When you place an order for Services with us, this is when you offer to purchase such Services from us.
2.3 When you place your order for Services with us, this order will be acknowledged by an email from us. This acknowledgement does not, however, mean that your order has been approved.
2.4 If your order is not approved we may contact you to let you know. If we contact you we will try to tell you why your order was not approved. This will be for the following reasons:(a) you are not allowed to buy the Services from us b) we cannot authorise your payment (c) we cannot carry out the Services (this may be because, we have a shortage of staff or lack of facilities) (d) we are not allowed to sell the Services to you (e) there has been an error on the pricing or description of the Services.
2.5 We will only accept your order when we receive payment from you in accordance with clause 3 below (“Order Confirmation”) and we confirm this with you by email. At this stage: (a) a legally binding contract is now in place between you and us; and(b) we will provide the Services in the way you and we have agreed.
2.6 Access to any training course or event is only provided to the person whose details were entered when the booking with us was made and the minimum age for any attending delegate is 19.
2.7 We reserve the right to cancel or change scheduled training courses in relation to dates, locations, trainer and course content. You will be notified at least 24 hours in advance of any such changes, where it is possible a full refund can be considered in the event of cancellation or should you be unable to attend due to any changes we make. (See clause 6 below regarding our refund policy and information about cancellations and changes to the Services).
2.8 Irrespective of circumstances, we accept no liability for any loss of earnings or expenses incurred by you or any training models as a result of such changes.
Charges and payment for Services
3.1 We accept payment by all major credit and debit cards, either via the telephone or via our website. We do NOT accept payment by bank transfer or by cash.
3.2 Our payment terms are:
3.2.1 Payment must be made in full when booking a course date. An Order Confirmation will be emailed to you within 24 hours of receipt of full payment; or
3.2.2 We may, at our discretion, allow payment to be made by instalments, subject to credit checks. A deposit payment would be required immediately upon acceptance of the proposed instalment scheme. An Order Confirmation will be emailed to you within 24 hours of the deposit payment being received.
We reserve the right to refuse to accept payment via the instalment scheme as our standard payment policy is payment in full for the Services in advance.
3.2.3 The price of the Services is in Euro – EUR – and does include VAT at the applicable rate.
Instalment Plans
3.3 Payment under our instalment scheme must be made in line with the agreed terms of the instalment plan. Amounts that remain outstanding on the due date will incur a late payment administration charge of €25 per calendar month (or part of a month) until such time as the balance is received in full.
3.4 In the event that an instalment payment is not received in line with the agreed terms of the instalment plan, the entire debt balance owed to the Company becomes due for immediate payment.
3.5 If any monies are still owed after the due date we reserve the right to seek recovery. You will be charged interest at 5% above the Bank of Ireland base rate. In such an event you shall also be liable for any and all additional charges whether they be administrative or legal costs (such as court fees).
3.6 The discretionary instalment plan terms of repayment for a single course is based on an initial deposit, followed by repayments across a three-month period.
3.7 The discretionary instalment plan terms of repayment for a package of courses is based on an initial deposit, followed by repayments across a 6-month period.
3.8 Where full payment is required, this must be received in full, no later than 3 weeks prior to the course or training event commencement date. It is your responsibility to ensure this payment is received in full by this designated date. Failure to do so can result in us cancelling any admission to our Services and any payment already made may be forfeited in accordance with clause 6 below.
4. Your Obligations Regarding Services
4.1 You shall:
(a) comply with these Terms & Conditions and if you are making a booking on behalf of another person you will be responsible for their compliance;
(b) provide accurate contact details for yourself or if you are booking for another person, the accurate contact details of that person who will be attending the training course or event);
(c) confirm that you, or any person for whom you are making a booking for, is 19 years of age or older;
(d) meet all the eligibility criteria for our course or event admission or you can confirm that the person for whom you are making the booking for, meets the minimum eligibility criteria set out in clause 4.2 below;
(e) comply with all reasonable requests and guidance from the trainer during the training course or event;
(f) comply with all guidelines, regulations, policies and procedures, laws, enactments, and industry codes of conduct applicable to you and shall maintain such authorisations and all other approvals, permits and authorities as are required from time to time to perform your obligations under or in connection with the Contract;
(g) retain copies of any supporting material issued to you in relation to the provision of our services;
(h) secure all accounts and passwords for Cosmed Academy’s online Delegate hub and E-learning portals: your user details are individual to you and are registered with us. Your right of access is permitted for as long as we choose to allow such access. Your personal user details and account access must not be shared with other individuals, you are responsible for your account security and preventing unauthorised access to your account. You accept responsibility for all activities and access that occurs under your account or password on either the Cosmed Academy website or Delegate hub.
4.2 Minimum Criteria.
We reserve the right to refuse Service provision where you or the person for whom you have made a booking for do not meet the following minimum eligibility criteria:
(a) current active registration with your professional governing body which carries an active pin number (i.e. IMC /GMC/ IDC/GDC/ NMBI/ NMC/ PSI/ GPhC etc).
(b) a pass grade in your professional registration or qualification check
(c) fluency in spoken and written English;
4.3 In the event of making a booking for another person. It is your responsibility to ensure that this person for whom you are making the booking for meets all these eligibility criteria before making a booking. If access to the Services is denied because the person does not meet the eligibility criteria due to your failure to check, no refunds will be given.
4.4 Cosmed Academy Code of Conduct.
You, or the person for whom you are making a booking for, will comply with the Cosmed Academy Code of Conduct, this document will be provided to you, or the person you are making a booking for, with the course materials. You will be required to read and consent to the contents.
4.5 Booking for another person. Where you are making a booking for another person you will be responsible for providing them with a copy of Cosmed Academy’s Terms & Conditions and also a copy of Cosmed Academy’s Code of Conduct plus a copy of our Privacy Policy.
4.6 Attendance at Intermediate and Advanced training courses or events. You are required to (i) have previously completed a Foundation level of training, (ii) have read and watched all pre-course reading material and videos provided to you in advance of your attendance at the training course and participation in the practical learning session.
5. Carrying out the Services
5.1 We will carry out the Services by the time or within the period which you and we have agreed. Time is not of the essence other than in relation to your payment obligations.
5.2 Our carrying out of the Services might be affected by events beyond our reasonable control. If so, there might be a delay before we can restart the Services, having made reasonable efforts to limit the effect of any of those events and having kept you informed of the circumstances, but we will try to restart the Services as soon as those events have been recified. Examples of events which might be beyond our reasonable control include:
a) weather conditions;
b) we cannot access the site at the times we agreed with you;
c) you change the Services (and this means we have to do extra work or wait for extra materials);
d) we have to wait for your other providers to complete their work before we are able to carry out the Services;
e) materials are not delivered at the time agreed with the supplier of the materials (and we cannot obtain a replacement within a reasonable time or the price charged by a supplier is much higher than the original charge);
5.3 Purchase of Cosmed Academy’s e-learning on line courses: you understand and agree that these online training services have the sole purpose of improving standards of aesthetic education and practice for those who are already certified and have previously completed practical in house training and certification. These e-learning courses completed in isolation are not equivalent to certification or qualification to practice the associated activities. This is because competence cannot be assessed and validated without in house practical experience and training with a reputable training provider such as the practical in person training courses provided by Cosmed Academy.
5.4 In the event of non-compliance with Cosmed Academy’s code of conduct we reserve the right to refuse admittance or to request for you to leave a training course or event at any stage without notice. No refund will be provided in such circumstances.
5.5 While it is the intention on specific training days that delegates will have an opportunity to treat training models/patients, this will be at the trainer’s discretion on the day.
Online E-Learning Terms and Conditions
5.6 The following terms and conditions apply to all online learning provided by Cosmed Academy:
5.6.1 Cosmed Academy’s online training services and courses have the sole purpose of improving standards of aesthetic education and practice for those who are already certified and have previously completed practical in-house training and certification either with us or at another training provider.
5.6.2 On- line courses are intended as a means for further continuous professional development, these e-learning courses completed in isolation are not equivalent to certification or qualification to practice. We do not certify competence to practice based solely on e-learning material.
5.6.3 Competence cannot be assessed or verified without practical experience and training through in house training courses with a reputable training provider such as Cosmed Academy.
6. Cancellations or amendments to Services by us
6.1 We reserve the right to cancel or change scheduled training courses in relation to dates, locations, trainer and course content. You will be notified at least 24 hours in advance of any such changes, where it is possible a full refund can be considered in the event of cancellation or should you be unable to attend due to any changes we make.
6.2 Irrespective of circumstances, we accept no liability for any loss of earnings or expenses incurred by you or any models as a result of such changes.
6.3 We do not issue refunds for cancelled courses which are caused by Force Majeure Events (see further information on this in clause 14.5 below).
6.4 We will make all reasonable effort to reschedule a cancelled course or event on an alternative date but this cannot be guaranteed. Where the majority of delegates for that course have been affected, this will be made free of additional charge.
7. Cancellations or amendments to attendance at courses or events by you
We understand that sometimes plans change and you may need to change your arrangements.
Please see below our terms for how we handle your cancellations and amendments. These rules also apply to sickness. Should you wish to cancel your booking, the following terms and conditions apply
7.2 Course cancellations and refunds are subject to the terms and conditions set out in this document. Any exceptional circumstances which may be taken into consideration are solely at the discretion of Cosmed Academy and will be assessed on a case-by-case basis.
7.3 All cancellations must be made in writing to Cosmed Academy at info@cosmed.ie
7.4 The following terms and conditions apply, should you wish to cancel your course or courses.
(i) all requests to cancel a course will incur a €25 admin fee.
(ii) a cancellation charge will apply as follows:
(a) for cancellations made more than 4 weeks (28 calendar days) before the course date, please contact us on info@cosmed.ie to obtain a refund.
(b) for cancellations made between 3 and 4 weeks (21-28 calendar days) before the course date, there will be a 25% charge plus the €25 admin fee.
(c) for cancellations made between 2 and 3 weeks (14 -21 calendar days) before the course date, there will be a 50% charge plus the €25 admin fee.
(d) for cancellations made less than 2 weeks (14 calendar days) before the course date, there will be a 100% charge.
Applications for refunds made on medical grounds should be sent to info@cosmed.ie and will be dealt with on a case-by-case basis.
7.5 Any remaining balance on a delegate’s account must be allocated to a further course within 12 months of a cancellation or will be void.
Refunds for Online and E-learning
7.6 No refunds will be provided for e-Learning courses once access has been made via your user details to the specific online course on the Cosmed Academy Delegate hub.
Once a refund request is received, we reserve the right to track the usage by an individual through their user details. No refund will be granted if Cosmed Academy has reason to believe that an individual has viewed any of the course content that they purchased.
7.7 Insurance: We do not provide any insurance policy on any cancellation. You may arrange insurance independently to provide protection against possible cancellation. We cannot recommend an insurance provider nor can we accept any liability for any insurance policy you choose to purchase.
Cancellation of a course or courses: In addition to the terms above, the terms below also apply to cancellations of courses.
7.8 The initial deposit taken for a course or series of courses is non-refundable.7.9 If a course or series of courses is cancelled at any stage throughout, all sections (including but not limited to theory or practical sessions, online learning, training materials, manuals, support packages, online training sessions) that have been undertaken and completed at that stage will be charged at the original full price, and not at a discounted price attributed to being part of a package or series of courses.
7.10 If a section of a course has been undertaken or completed at the stage of cancellation and if you have not paid in full the amount due for the cost of that section, we reserve the right to seek recovery of the owed amount. You shall be liable for any and all additional court/legal and administration costs required to recover this owed amount.
7.11 The following terms and conditions apply, should you wish to change dates of your course or courses.
(i) all requests to change a course date must be made in writing to info@cosmed.ie and will incur a €25 admin fee.
(ii) we are unable to guarantee you a place on your alternative course date. If a place cannot be provided on your preferred date, you will be offered a refund in line with the terms and conditions in this document.
(iii) an amendment fee will apply as follows:
(a) changing the course date within 1-3 weeks (7-21 calendar days) of your original booked course date, there will be a 30% charge plus the administration fee of €25
(b) changing the course date within 1 week (7 calendar days) of your original booked course date there will be a 50% charge plus a €25 admin fee
(c) changing the course date within 48 hours of your original booked course date, there will be a 100% charge.
No other exceptions can be made. These charges are applied because as the course date becomes closer, it becomes harder to fill delegate spaces. If you need to change your course date, please contact us at info@cosmed.ie. All terms and conditions above will apply.
7.12 In the event of a bereavement in your immediate family and you need to reschedule your course date, please notify us within 7 days of the circumstances, please contact us at info@cosmed.ie. We will re-schedule your course date upon the receipt of a death certificate.
7.13 A substitute may attend a course in your place at no additional charge if the following conditions apply:
(a) you provide written notice to us at least 3 working days before the booked course date.
(b) the substitute meets all the entry and eligibility criteria for the course.
(c) the substitute accepts to be bound by these terms and conditions.
(d) you provide in writing all the relevant contact details of the substitute.
7.14 We will make any reimbursements using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise.
Your privacy and personal information
8.1 Your privacy and personal information is important to us. Any personal information that you provide to us will be dealt with in line with our Privacy Policy. This explains what personal information we collect from you and how and why we collect, store, use and share this information, your rights in relation to your personal information and how to contact us and supervisory authorities if you have a complaint or query about the use of your personal information. Our Privacy Policy is available here.
8.2 In the circumstance where you are making a booking for another person it is your responsibility to ensure that this other person has been provided with a copy of the Privacy Policy before you provide us with their personal information.
8.3 In booking a training course with us, you agree to us using any data you submit in order to complete your booking and for our marketing purposes. You can choose to unsubscribe from further marketing contact at any time by contacting us at info@cosmed.ie
8.4 All delegate data and records are regarded as confidential and will not be shared with any third party, other than professional governing bodies such as the Irish Medical Council or the Irish Dental Council or others if legally required to do so.
8.5 We will not sell, share, or rent your personal information to any third party or use your e-mail address for unsolicited contact. Any emails sent by us will only be in connection with the provision of agreed services and products.
9. Limit on our responsibility to you
9.1 The extent of our liability under or in connection with the Contract (regardless of whether such liability arises in tort, contract or in any other way and whether or not caused by negligence or misrepresentation) shall be as set out in this clause.
9.2 Subject to clauses 9.4 and 9.5 our total liability shall not exceed the sum of the course/event fee paid or payable.
9.3 Subject to clauses 9.4 and 9.5, we shall not be liable for consequential, indirect or special losses.
9.4 Subject to clauses 9.5, we shall not be liable for any of the following (whether direct or indirect):
(a) loss of profit;
(b) loss of contract;
(c) loss of opportunity;
(d) loss of savings, discount or rebate (whether actual or anticipated);
(e) harm to reputation or loss of goodwill.
9.5 Notwithstanding any other provision of the Contract, our liability shall not be limited in any way in respect of the following:
(a) death or personal injury caused by negligence;
(b) fraud or fraudulent misrepresentation;
(c) any other losses which cannot be excluded or limited by applicable law;
(d) any losses caused by wilful misconduct.
9.6 Our educational materials: including but not limited to pre-course manual, other pre and post course educational material, online learning material, podcasts, videos, marketing and business support materials and all information contained on or in them are provided on an “as is” basis and are intended for medical professionals only. It is provided without warranty of any kind, express or implied.
9.7 We rely on both academic and industry sources to confirm the accuracy of the information presented and therefore we as the publisher and our editors and presenters cannot guarantee its accuracy. Delegates should be aware that professionals in the field may have different and varying opinions. Because of this fact and also because of regular ongoing advances in medical aesthetics research, we strongly recommend that delegates independently verify facts. Ultimately it is your responsibility to make your own professional judgement. A description or reference to a product or publication by us does not imply endorsement of that product or publication, unless it is owned by us and in which case is subject to the relevant disclaimers.
9.8 To the fullest extent permitted by law, Cosmed Academy and its staff are not responsible for any losses, injury or damage caused to any person or property (including under contract, by negligence, product liability or otherwise) whether they be direct or indirect, special, incidental or consequential, resulting from the application of the information given during the training course or from the application of the information on our website/online delegate support hub or in any other of our materials.
10. Intellectual Property
10.1 The trademarks (including logos and branding) which are displayed on our educational and marketing materials are the property of Cosmed Academy Limited or its licensors. Any use of our trademarks or other trademarks displayed on our materials is strictly prohibited without our prior written consent.
10.2 We own or are the licensee of the copyright and other relevant intellectual property rights of all text and images relating to our materials and services. You will not adapt, alter or create any alternative material from any of our materials (including the website) or use such material for any purpose other than your personal, non-commercial use without our prior written consent.
10.3 None of the content of our training or marketing materials, website or online delegate educational hub content may be copied or incorporated into any other website, educational material, publication, or any other work in any form (whether hard copy, electronic, or other), without our prior written consent.
10.4 Any requests for consent to use our text or images or other use of our intellectual property not authorised by these Terms and Conditions should be made to info@cosmed.ie
10.5 Non-transferability of Membership Access: As a registered Member of the Cosmed Academy Delegate Educational Hub and Support services, you have a non-assignable, and non-transferable license to use these services. You acknowledge that you may not sublicense, transfer, sell, or assign this access license to another individual without written consent from Cosmed Academy. Any attempt to sublicense, transfer, sell, loan, or assign the license may result in its immediate termination.
11. Disputes
11.1 We strive to resolve any complaints as quickly and efficiently as possible.
11.2 All complaints related to any of our services should be made in writing as soon as possible by emailing us at info@cosmed.ie
11.3 Full details of our complaints policy can be found on our website.
11.4 If we cannot resolve a dispute with you using our internal complaint handling policies, we will let you know and subject to the clause below either you or us can enter into a formal mediation or issue proceedings in court.
11.5 This contract and any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with it or its subject matter or formation shall be governed by and construed in accordance with the law of Ireland.
11.6 In the event that you and we cannot settle any dispute directly or via mediation or either party seeks an injunctive remedy, you and we irrevocably agree that the courts of Ireland shall have exclusive jurisdiction to settle any dispute or claim arising out of, or in connection with the Contract, its subject matter or formation (including non-contractual disputes or claims).
12. Termination
12.1 We reserve the right to terminate the provision of the Services with immediate effect in the following situations:
(a) you (or any other person you have booked a place on a course for) fails to abide by the Cosmed Academy Code of Conduct.
(b) if you breach these Terms & Conditions and fail to resolve the breach within 30 days of receiving written notice of the breach from us.
(c) we can terminate website access immediately as part of a general shut down of services.
12.2 Either party may terminate in accordance with clause 14.5 -Force Majeure.
13. Confidentiality
13.1 You shall keep confidential all Confidential Information of ours and shall only use the same as required to perform the Contract where Confidential Information includes but is not limited to our course materials and personal information about our models/ trainers. The provisions of this clause shall not apply to:
(a) any information which was in the public domain at the date of the Contract;
(b) any information which comes into the public domain subsequently other than as a consequence of any breach of the Contract or any related agreement;
(c) any information which is independently developed by you without using information supplied by us;
(d) any disclosure required by law or a regulatory authority or otherwise by the provisions of the
Contract except that the provisions of clauses
13.1 (a) to 13.1 (c) shall not apply to information on personal data (as defined in our Privacy Policy).
13.2 This clause shall remain in force for a period of two years from the date of the Contract.
13.3 To the extent any Confidential Information is personal data such Confidential Information may be disclosed or used only to the extent such disclosure or use does not conflict with data protection legislation.
14. Supply of Goods
14.1 The price for the Goods shall be as set out on our website or, as advised by us before the date the order is made (“Price”).
14.2 The Prices are inclusive of:
(a) packaging and delivery;
(b) VAT (or equivalent sales tax).
14.3 We shall take payment for the Goods prior to delivery and provide a VAT invoice on request.
15. General
15.1 Third party rights: No one other than a party to this contract has any right to enforce any term of this Contract.
15.2 No partnership or agency: The parties are independent persons and are not partners, principal and agent or employer and employee and the Contract does not establish any joint venture, trust, fiduciary or other relationship between them, other than the contractual relationship expressly provided for in it. Neither you nor we shall have, nor shall represent that they have, any authority to make any commitments on the other party’s behalf.
15.3 Variation: we reserve the right to amend these Terms and Conditions from time to time without notice to you and your continued use of our Services will signify your acceptance to any changes. Please therefore regularly review these Terms and Conditions before making further purchases.
15.4 Validity: if any of these terms are deemed invalid, void or unenforceable, that term will be deemed severable and will not affect the validity and enforceability of any other term.
15.5 Force Majeure:
“Force Majeure” means an event or sequence of events beyond your or our reasonable control preventing or delaying you or us from performing your or our obligations under the Contract including an act of God, fire, flood, lightning, earthquake or other natural disaster, war, riot or civil unrest, interruption or failure of supplies of power, fuel, water, transport, equipment or telecommunications service, or material required for performance of the Contract, strike, lockout or boycott or other industrial action including those involving our or our suppliers’ workforce, but excluding your inability to pay or circumstances resulting in your inability to pay. Neither party shall be in breach of the Contract nor liable for delay in performing, or failure to perform, any of its obligations under the Contract if such delay or failure result from events, circumstances or causes beyond its reasonable control. The party subject to the Force Majeure event shall promptly notify the other party in writing when such event causes a delay or failure in performance and when it ceases to do so. If a Force Majeure event occurs, therefore releasing each party from their obligations under the Contract, we will reserve the right to keep any payment made by you to cover the expenses we have incurred in anticipation of the provision of our Services to you. We will make all reasonable effort to replace a cancelled course by arranging an alternative date but this cannot be guaranteed.
15.6 Waiver
(a) No failure, delay or omission by us in exercising any right, power or remedy provided by law or under the Contract shall operate as a waiver of that right, power or remedy, nor shall it preclude or restrict any future exercise of that or any other right, power or remedy.
(b) No single or partial exercise of any right, power or remedy provided by law or under the Contract by us shall prevent any future exercise of it or the exercise of any other right, power or remedy by us.
(c) A waiver of any term, provision, condition or breach of the Contract by us shall only be effective if given in writing and signed by us, and then only in the instance and for the purpose for which it is given.
15.7 Entire agreement
(a) You and we agree that the Contract constitutes the entire agreement between you and us and supersedes all previous agreements, understandings and arrangements between you and us, whether in writing or oral in respect of its subject matter.
(b) We and you acknowledge that we have not entered into the Contract in reliance on, and shall have no remedies in respect of, any representation or warranty that is not expressly set out in the Contract or any documents entered into pursuant to it. Neither you nor we shall have any claim for innocent or negligent misrepresentation on the basis of any statement in the Contract.
(c) Nothing in these Conditions purports to limit or exclude any liability for fraud.
15.8 Law. The Contract and any dispute or claim arising out of, or in connection with, its subject matter or formation (including non-contractual disputes or claims) shall be governed by, and construed in accordance with, the laws of Ireland.